Buy a Home
Buying a home is a significant financial and personal decision.
Determine your budget
Assess your financial situation, including your income, expenses, and savings. This will help you determine how much you can afford to spend on a home.
Save for a down payment
Start saving for a down payment, which is typically a percentage of the home's purchase price. The higher the down payment, the lower your monthly mortgage payments will be.
Check your credit score
A good credit score is important when applying for a mortgage. Review your credit report, correct any errors, and take steps to improve your score if necessary.
Get pre-approved for a mortgage
Contact Reliance Finance to get pre-approval for a mortgage loan. This will give you an idea of how much you can borrow and help you narrow down your home search.
Your Mortgage Down Payment
Types of purchases
Pre-construction purchases
This refers to buying a home that is not yet built. Buyers typically purchase directly from the developer or builder based on floor plans and specifications.
New construction homes
These are homes that have been recently built and are ready for occupancy. Buyers can work with builders or developers to customize certain aspects of the home before finalizing the purchase.
Existing homes on the market
These are homes that have already been lived in and are being sold by the current owners. Buyers can explore a wide range of options based on their preferences and budget.
Online Booking
Contact us to start saving time and money
As a home buyer, there are many valuable resources available to help you make informed decisions throughout the entire home buying process
As a home buyer, you have access to a variety of valuable resources to assist you in making informed decisions throughout the entire home buying process.
Real Estate Websites
Online platforms such as Zillow, Realtor.com, and Redfin provide comprehensive listings of homes for sale.
Multiple Listing Service
MLS is a database used by real estate agents to list available properties.
Real Estate Agents
A professional real estate agent can be an invaluable resource throughout the home buying process.